The interest rate(s) and annual percentage yield(s) stated below are accurate as of 12/31/2024.
Rate information - At our discretion, we may change the interest rates for this account. If you would like more current rate and yield information, please call us at 309.526.8011. The interest rates and annual percentage yields may change at any time.
Compounding frequency - Interest will be compounded monthly.
Crediting frequency - Interest will be credited into this account monthly.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open - The minimum balance required to open this account is $100.00.
Minimum balance to avoid Service Charge Fee - If, during any statement cycle, your average daily balance falls below $100.00, your account will be subject to a $5.00 service charge fee for that statement cycle. If, during any statement cycle, your average daily balance is at least $100.00 but less than $250.00, your account will be subject to a $4.00 service charge fee for that statement cycle. If, during any statement cycle, your average daily balance is $250.00 or more, we will not charge the service charge fee for that statement cycle. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
Deposit limitations - You may make an unlimited number of deposits into your account.
Fees and Charges - The following fees and charges apply to this account:
Debit Charge Fee - A debit charge fee of $5.00 will be charged for each check, draft, electronic funds transfer, or similar order to third parties in excess of six during a statement cycle.
TISA DISCLOSURE
IL/1 21.021.05224 Wolters Kluwer Financial Services -2000, 2021 Bankers Systems* Page 1
Love Banking Here! I use 3 of their locations on a regular basis and each one I go to is great. They know me every time I walk in and help me with any issues I have. Hopefully they will get a Muscatine location soon!Jake B.