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Online Checking Accounts

Announcing Online Account Opening through BankORION!

Now you can open an account online through our mobile app, without stepping into a branch.

It's easy to open an account from the comfort of your own home or when you're on the go.
Click here to download our mobile app.

Checking Accounts

Rewards Checking

  • Minimum Opening Balance: No minimum balance requirement if under age 22. 22+ minimum to open account is $100.
  • Unlimited Deposits: YES
  • VISA® debit cards: YES - with approved application, must be 18 or older to receive a debit card
  • Free Online Banking & E-Statements: YES
    • Secure access to balances & transactions
    • Imaged checks and deposits
    • 21 months of statement history
    • Transfer funds & make loan payments
  • Zero-to-Low Service Fees
    • Average daily balance of $250 avoids service fees

Rewards Calendar

PLEASE NOTE: Debit card transactions do not always post and clear on the day of purchase. Debit card transactions must post and clear your account within the statement cycle. It is recommended that you do not wait until the end of the cycle to make your debit card transactions, as they may not be posted in a timely manner.

To meet the Rewards Checking requirements you must access your BankORION Digital Banking at least once during the qualification cycle. To earn your rewards, the minimum account requirements must be performed prior to the cut-off date indicated by the dates.

2025 Statement Cut-Off Dates
Statement Cycle (Debit Card Posting Date)

  • January 15, 2025
  • February 17, 2025
  • March 17, 2025
  • April 15, 2025
  • May 15, 2025
  • June 16, 2025
  • July 15, 2025
  • August 15, 2025
  • September 15, 2025
  • October 15, 2025
  • November 17, 2025
  • December 15, 2025
Qualification Cycle* (Digital Banking Login Date)

  • January 14, 2025
  • February 14, 2025
  • March 14, 2025
  • April 14, 2025
  • May 14, 2025
  • June 13, 2025
  • July 14, 2025
  • August 14, 2025
  • September 12, 2025
  • October 14, 2025
  • November 14, 2025
  • December 12, 2025

*The qualification cycle is the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Should the statement cycle end on a Saturday, Sunday or Federal Holiday, the qualification cycle will end two business days prior to the close of the current statement cycle.

NOW Checking

  • Minimum Opening Balance: No minimum balance requirement if under age 22. 22+ minimum to open account is $100.
  • Unlimited Deposits: YES
  • VISA® debit cards: YES - with approved application, must be 18 or older to receive a debit card
  • Free Online Banking & E-Statements: YES
    • Secure access to balances & transactions
    • Imaged checks and deposits
    • 21 months of statement history
    • Transfer funds & make loan payments
  • Zero-to-Low Service Fees
    • Average daily balance of $250 avoids service fees

Super NOW Checking

  • Tiered interest rates based on balance
  • Unlimited check writing
  • Average daily balance of $2,500 avoids service fee
  • Minimum to open account is $100.

Regular Checking

  • Minimum Opening Balance: No minimum balance requirement if under age 22. 22+ minimum to open account is $100.
  • Unlimited Deposits: YES
  • VISA® debit cards: YES - with approved application, must be 18 or older to receive a debit card
  • Free Online Banking & E-Statements: YES
    • Secure access to balances & transactions
    • Imaged checks and deposits
    • 21 months of statement history
    • Transfer funds & make loan payments
  • Zero-to-Low Service Fees
    • Average daily balance of $250 avoids service fees

Student Checking

22 & YOUNGER

  • No minimum balance requirement if under age 22
  • VISA® Debit cards are with approved application. Must be 18 or older to receive a debit card
  • Free digital banking and e-statements
  • Imaged checks and deposits

I Want To

Bright Spots In Customer Satisfaction

Love Banking Here! I use 3 of their locations on a regular basis and each one I go to is great. They know me every time I walk in and help me with any issues I have. Hopefully they will get a Muscatine location soon!
Jake B.