Business Services

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Our online banking for businesses can make your life just a little bit easier. Here are some of the reasons to choose online banking:

• Pay bills electronically ($10 monthly fee)
• Secure access to accounts
• Account balances
• Imaged checks
• 24 months of statement history
• Transfer funds
• Make loan payments

How Do I Download BankORION Apps?

Now, you can toggle between your business access ID and your personal access ID on BankORION's mobile app.

Our partnership with Deluxe^® offers credit card processing solutions for your business. Ask us about Mobile Processing, Smart Terminals, Virtual Terminals, Point of Sale Systems, Integrations such as QuickBooks, and E-Commerce solutions. BankORION provides:

• Competitive pricing (FREE QUOTE)
• Local service

We would like to extend an offer to provide these services to you. Even if you currently have a debit/credit card processing company, we can examine your statement and provide you with a free analysis and proposal. Whatever your organization size or need, we can customize a solution to fulfill your needs. Here are some of the great products and services we offer through this partnership:

• Dedicated Account Representative;
• Seasonal Accounts are available if you do not process year-round;
• Online Payment options for accepting credit card payments;
• Mobile Solutions make it easy to process payments at the time services are rendered;
• EMV Ready Terminals; and
• No batch fees, and no equipment leases.

Take advantage of our Meet or Beat Challenge. If you can provide us with two months of processing statements and we cannot beat or meet your effective rate, Deluxe will send you a $500.00 Visa® gift card.

Call Jill and ask for more information about merchant services at 309.916.8100 or click on the button below to reach Deluxe directly.

Minimum monthly processing of $5,00.00 required. Processing statements must be from the trailing 12 months. Funds paid by Deluxe in the form of a Visa gift card and mailed to your business address within 30 days following statements review. Offer excludes franchise merchants.

Is your company keeping information secure?

Are you taking steps to protect personal information? Safeguarding sensitive data in your files and on your computers is just plain good business. After all, if that information falls into the wrong hands, it can lead to fraud or identity theft. A sound data security plan is built on five key principles:

1. Take stock. Know what personal information you have in your files and on your computers.
2. Scale down. Keep only what you need for your business.
3. Lock it. Protect the information in your care.
4. Pitch it. Properly dispose of what you no longer need.
5. Plan ahead. Create a plan to respond to security incidents.

Positive Pay

In BankORION’s commitment to you and the community we serve, we are now offering Positive Pay to safeguard our business, not-for-profit organizations, and government accounts against unauthorized ACH or check transactions and other check fraud.

• Significantly reduce the risk of check and ACH fraud
• Provide greater control and visibility over payments cleared
• Help detect fraudulent activity early, potentially avoiding financial loss
• Prevent business disruptions due to fraud
• Recommended Best Practices to Protect Organizations

BankORION introduces a product that allows you to electronically deposit your customers’ checks from your desktop, virtually eliminating the need for trips to the bank. It’s called Remote Deposit and it uses simple yet secure technology to give you more time, cost savings, and better security.

For businesses of every size, Remote Deposit is the key to big savings. Sole proprietors save time away from staff and operations by reducing trips to the bank. Companies with multiple locations, including those in other cities, may make long distance deposits from each site into one BankORION account. With Remote Deposit, you are able to streamline your deposit process by eliminating handwritten deposit slips, copying checks, and time-consuming and costly trips to the bank.

• Electronic processing of deposits
• Identify returned items faster
• Improve funds availability
• Reduce fraud risk
• Scan and transmit checks securely
• FDIC approved

How It Works

Scan: A small scanner that fits easily on a desktop copies the front and back of your customers’ checks.

Review: On your PC, view images of your scanned checks and the total amount to be deposited.

Transmit: Send your deposits to BankORION through a secure online connection without leaving your business. Enjoy having funds available faster than ever!

Equipment

To use remote deposit you’ll need:

• PC and a USB 2.0 port
• BankORION supplied desktop check scanner and software
• Internet connection
• BankORION business account

Certain fees apply

Benefits

Save Time: Remote Deposit allows you to scan your customers’ checks to be deposited electronically from your place of business into your business account.

Increase Funds Availability: You may deposit funds any time of day, as frequently as you’d like, to provide you with funds faster than traditional deposit processing.

Reduce Security Risks: Remote Deposit virtually eliminates security risks associated with carrying checks to and from the bank. Your business checks cross fewer hands on their way to being deposited, decreasing fraud opportunities.

Deposit From Multiple Locations: Deposit funds from multiple business locations into one account to eliminate the need for costly couriers, employee travel, and bulk deposit preparation.

24-hour, 7-day deposits: Have checks you need deposited after bank hours? No problem! Remote Deposit can be used any time of the day, seven days a week. Deposit checks whenever it’s most convenient for you. Deposits will be posted to your account with our end of day processing on Monday through Friday excluding weekends and bank holidays.

Send or receive funds between financial institutions throughout the world. Most domestic wires settle the same day.

Transferring Funds to BankORION

If you are trying to transfer funds to BankORION, please connect with us. We'll walk through the process together.

You can also use this information on your wire form:

Receiving Bank: BankORION
ABA Routing #: 071110042
Address: 1114 – 4th St. Orion, IL 61273

Include your name, account number and any special instructions.

BankORION's secure online banking solution provides fast secure financial control for all your business transactions. This will save your business time and money.

• Originate electronic ACH transfers for various purposes including:
  • Direct deposit for payroll
  • Consumer payments
  • Inter-bank transfers
  • Electronic Federal Tax Payment Service payments
• Pull online account balance reports quickly and easily
• Limit employee's access to company accounts and online transactions
• Online Bill Pay lists bills, reminders or pending and recent transactions
• Customer Service at your fingertips. Send and receive secure messages
• Eliminate paper statements with E-statements
• Detailed user security (customize user security)