Statement Savings

The interest rate(s) and annual percentage yield(s) stated below are accurate as of .

Rate information - At our discretion, we may change the interest rates for this account. The interest rate on this account is 0.050% with an annual percentage yield of 0.05%. If you would like more current rate and yield information, please call us at (309)526-8011. The interest rates and annual percentage yields may change at any time.

Compounding frequency - Interest will be compounded quarterly.

Crediting frequency - Interest will be credited into this account quarterly.

Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open - The minimum balance required to open this account is $100.00.

Minimum balance to avoid Service Charge Fee - If, during any quarter, your average daily balance falls below $100.00, your account will be subject to a $5.00 service charge fee for that quarter. If, during any quarter, your average daily balance is at least $100.00 or more, we will not charge the service charge fee for that quarter. This fee will not apply to senior citizens (62 and older), individuals under age 22, or community organizations (if an organization officer signs an exemption certificate).

Deposit limitations - You may make an unlimited number of deposits into your account.

Fees and Charges - The following fees and charges apply to this account:

• Debit Charge Fee: A debit charge fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, electronic funds transfer, or payment out of this account) in excess of 13 during a quarter. This fee will apply if your average daily balance for the quarter is less than $100.00. This fee will not apply to senior citizens (62 and older) or individuals under age 22.

TISA DISCLOSURE

IL/1 21.021.05224 Wolters Kluwer Financial Services -2000, 2021 Bankers Systems* Page 1

ELECTRONIC FUND TRANSFERS

Terms and conditions